Investing options confusing?
You're in the right place
Real questions, honest answers...
"Isn't investing just for rich people?" No. That's the exact assumption we built NextMove to fix. You can start with $10, less than a takeout lunch and go at your own pace. Most people who start tell us the same thing: they wish they'd started sooner.
"What if I just want to set it and forget it?" That's how it's designed. Pick a goal, like retirement, set an amount that works for your paycheck (even $5 every two weeks), and let dollar-cost averaging do the work.
"My income is irregular. Can this still work for me?" Yes. Whether you make tips, get paid in cash, or have a different number on every paycheck, you can move money in when it makes sense for you: weekly, twice a month, monthly, or whenever.
"Nobody ever taught me about investing. Is it really this simple?" Really. You can start with $10. No financial background required, no jargon to memorize, no advisor to hire. We built this for the people who were told the markets weren't for them. They were. They are.
Where your money actually goes
Fair question. Here's the plain answer.
We never hold your money.
1
Your account is held at Alpaca Securities LLC, a licensed brokerage firm and a member of FINRA and SIPC. NextMove builds the portfolios. Alpaca holds the assets.
The account is in your name.
2
Not ours. It's yours, it always was, and you can see every dollar in it any time you open the app.
Protected if the brokerage fails.
3
SIPC protects up to $500,000 in securities, including up to $250,000 in cash. Alpaca also carries additional coverage through Lloyd's of London on top of that. Neither one protects against losing money in the market. The details.
Registered with the SEC.
4
NextMove Capital is a registered investment adviser, CRD #338359. Our filings are public. Look us up.
Withdraw whenever you want. No fee, no phone call, no "let me transfer you to retention." Your money, your call.
What makes us different
Goal-Based Funds
Each fund is tied to real-life scenarios: like a rainy day, new car, education, homeownership, or retirement. So you're not just investing, you're working toward something meaningful.
Milestone Recognition
Celebrate your progress with badges, streaks, and goal rewards because building wealth should feel like winning.
Smart Automated Investing
Our portfolios are built with low-cost ETFs and powered by dollar-cost averaging, a steady, automatic way of investing the same amount on a regular schedule.
No Expertise Required
You don't need a finance degree or hours of your night decoding jargon you shouldn't have to learn in the first place. We've done the homework for you.
Jargon-Free Guidance
Short, conversational videos that simulate real-life scenarios so investing feels familiar, not foreign. Just guidance that sounds like a friend who happens to know this stuff.
Easy Access for Everyone
Subscription based with no hidden fees. Start investing with just $10. Made for everyone ready to make their next move.